Solutions

Fixange
P2P NBFC Lending Platform

Fixange is a peer-to-peer lending platform software designed for NBFCs and financial institutions. It bridges borrowers and investors in a transparent, secure environment — powered by blockchain, AI, and end-to-end encryption.

What is Fixange?

Fixange is purpose-built NBFC software for peer-to-peer lending that connects borrowers seeking funds with investors looking to grow their capital — operating under full RBI regulatory compliance.

Whether you are setting up a new P2P lending operation or modernizing an existing NBFC, Fixange provides the technology infrastructure you need to operate securely, compliantly, and at scale.

The platform's blockchain smart contracts ensure every transaction is transparent, immutable, and automatically enforced — removing counterparty risk and reducing operational overhead.

For Borrowers

Simple application process, fair credit scoring, and transparent loan terms.

For Investors

Diversified lending portfolios with risk-assessed borrower profiles and real-time returns.

For NBFCs

Regulatory-compliant operations with automated workflows and full audit trails.

Features

Built for Secure, Compliant P2P Lending

Fixange brings the security, transparency, and efficiency required to run a modern NBFC P2P platform.

Risk Assessment

Automated credit risk assessment and eligibility scoring for every loan application.

Customer Behaviour Analytics

Deep behavioral analytics to improve lending decisions and predict repayment patterns.

Blockchain Smart Contracts

Tamper-proof, self-executing smart contracts for transparent loan agreements.

End-to-End Data Encryption

All sensitive data is encrypted in transit and at rest, ensuring borrower and investor privacy.

Real-Time Audit

Complete audit trail of all transactions and activities for regulatory compliance.

Regulatory Compliance

Built to meet NBFC RBI guidelines and financial regulatory requirements.

Launch Your P2P Lending Platform

Talk to our team about Fixange and discover how TIKAJ can power your NBFC with a secure, compliant lending platform.